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A digital identity credential completely turns the tables on fraudsters or anyone seeking to use someone else’s identity, because just knowing a number, like a Social Security number, is no longer sufficient. The credential and its owner must both be present to confirm the validity of the identity.
In effect, this renders stolen Social Security numbers useless to fraudsters.
What makes this work is the biometric and smart card technology in the credential itself. Think of it as a "digital seal" that cannot be copied or forged or used by anyone but its proper owner.
The digital identity credential works both online and in person. Each individual can easily carry it and decide when they want to use it to prove their identity. The card is inserted in a USB reader attached to a PC for example, and the owner touches a fingerprint scanner. The card looks at the scan, confirms the owner is present and then digitally verifies the identity.
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Signature, fingerprint, portrait, payment, fine check,
identity check and eID card delivery on the spot.
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