Before Visa’s announcement, there was already a lot of support for EMV in the
United States.
Wells Fargo, JPMorgan and U.S. Bancorp, State Employees Credit Union, United
Nations Credit Union, Silicon Valley Bank and others have started (or have
announced to start) issuing EMV cards mostly to reduce the inconveniences their
cardholders have experienced abroad. At the same time, Travelex, a major
currency exchange company, began selling a preloaded EMV-enabled pre-paid card
in 2010 at major airports and now have extended this service to offering these
cards for purchase and home delivery beforehand via the Internet. On the
merchant side, Walmart is in the process of upgrading all of its POS devices to
be EMV compliant in order to streamline check out operations and avoid becoming
the target of extended fraud.
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