Contact EMV Cards

Gemalto’s EMV contact cards offer is built on our Clarista, Optelio & Desineo brands.

Clarista Cards

Proven, simple and clear: Clarista is Gemalto's solution for entry-level EMV payment applications. The Clarista range provides the essential benefits of banking cards for cost conscious issuers. It supports all profiles like JCB, Mastercard, and Visa in SDA and DDA. Gemalto Consulting teams can also help you to select the right technology for your application and market environment. With Clarista, Gemalto offers a highly reliable product from the undisputed market leader with the best value-for-the-money in the industry.

All the EMV, and only the EMV

Clarista is a simple solution that fits the needs of large and small EMV Card deployments. It comprises a range of products and services that precisely address your need for both choice and beneficial contractual terms.

The Clarista portfolio includes the commonly used CAP and DPA as well as all the advantages of EMV cards. It offers value-for-the-money without compromising product performance. In addition to their core functions, Clarista products benefit from Gemalto's expertise, the highest level of security and a proven track record for reliability.

 Clarista is a complete solution which includes on-site training delivered by EMV specialists who can work with you to prepare a successful deployment. It also includes consulting and complete personalization services.

Best price for the value

With Clarista, you only pay for what you need. Clarista has been designed for cost-efficiency, and Gemalto fully integrates your specific needs into the cost and price structure.

For each customer, Gemalto shares detailed process information to tailor the best contractual agreement for their specific profile. The pricing structure reflects the actual costs of each Clarista project. Thanks to a real partnership between the customer and Gemalto, unique and innovative models for purchasing and pricing can be implemented.

Operational robustness

It is critically important for financial institutions to have seamless EMV deployments. Clarista has been designed for large and smooth rollouts, and offers the following benefits:

  • Most Clarista products are double-sourced. This means that Gemalto has developed the same product with full inter-operability on two different silicon sources. That strategy ensures the issuer has a stable supply;
  • On Time Delivery action plans are agreed with the customer using Service Level Agreements that are reviewed together on a regular basis;
  • Gemalto has large manufacturing units, with a robust operational activity and a permanent improvement process;
  • Gemalto delivers more than 10 million Clarista cards every month, so we are capable of handling very large orders and substantial upsides.
  • Back-up Recovery Plans can be structured around specific Service Level Agreements to ensure constant deliveries of Clarista personalized cards to customers.
  • Gemalto has numerous blue chip customers for Clarista spread across 60 countries.

Great support. Just around the corner.

Gemalto provides well-staffed and efficient support close to the customer, either directly or through its network of partners. With worldwide manufacturing operations, personalization centers, sales offices and technical support facilities, Gemalto is committed to the success of its customers.

Clarista Specifications

  • All EMV applications
  • CAP, DPA
  • 8K to 12K
  • SDA or DDA
  • T=0 or T=1

Optelio Cards

Optelio is the solution for the most demanding issuers who are looking for advanced value added services that allow them to boost card usage or generate new revenue streams.

EMV and much more than EMV

Optelio supports the same EMV payment & authentication application as Clarista but also offers you the possibility to reach new markets. For example, you can combine EMV with value added features such as the MPCOS toolbox/framework to develop customized applications for Loyalty schemes, ePurse, Data storage, Private Banking, etc. Or add Mifare contactless capability to multiply the uses with a Transit or Student program. Thanks to Optelio you can retain your existing customers by offering them higher security (PKI, Biometrics).

Optelio is a complete solution, just like Clarista, which includes on-site training delivered by EMV specialists who can work with you to prepare a successful deployment. It also includes consulting and complete personalization services.

Optelio Specifications:

  • All EMV applications
  • DDA
  • From 8K to 72K
  • Available with Mifare and Innovative card bodies
  • A powerful set of features and applications:
    • All EMV applications comply with CPS personalization standard
    • Online CAP features
    • MPCOS
    • Country-specific applications (Korea, Japan, Taiwan, etc)
    • PKI applications (IAS v3)
    • Support of biometrics

Operational robustness

It is critically important for financial institutions to have seamless EMV deployments. Optelio has been designed to make large rollouts go smoothly, and offers the following benefits:

  • On Time Delivery action plans are established with each customer, backed up by Service Level Agreements that are reviewed together on a regular basis;
  • Gemalto has large manufacturing units, with robust operational activities and a continuous improvement process;
  • Back-up Recovery Plans can be structured around specific Service Level Agreements to ensure constant deliveries of personalized cards to customers.
  • Gemalto has numerous blue chip customers for Optelio across 60 countries.

Great support. Just around the corner.

Gemalto provides well-staffed and efficient support close to the customer, either directly or through its network of partners. With worldwide manufacturing operations, personalization centers, sales offices and technical support facilities, Gemalto is committed to the success of its customers.


Desineo cards

Desineo is our offer for fully customizable payment cards built in accordance with your specifications.

Desineo provides you with the same benefits as Clarista & Optelio, but is designed to meet your exacting needs. We can offer Desineo in a cost efficient manner thanks to “first time right” developments which we achieve through tight integration on a technical level.


EMV deployment

Downloads

  • Gemalto, a true enabler for EMV migration

    Gemalto, a true enabler for EMV migration

    Gemalto works with more than 3,000 financial institutions in the world.
    Here is a glimpse of 17 references around the globe that make Gemalto an undisputed partner to support you with your EMV projects.

    Gemalto, a true enabler for EMV migration

  • EMV deployment brochure

    World leader in EMV deployment

    Our network of over 80 partners and 20 banking card personalization centers worldwide provides the responsive local service for rapid roll-out in new markets.

    World leader in EMV deployment

  • Clarista EMV payment cards

    Clarista payment cards

    The Clarista range provides the essential benefits of banking cards for cost conscious issuers. It supports all profiles like JCB, Mastercard, and Visa in SDA and DDA.

    Clarista payment cards

  • Optelio payment cards

    In addition to the core EMV applications, Optelio cards incorporate advanced features and applications for innovative issuers. This range empowers our customers to deliver a wealth of value-added services to boost card usage and help generate new revenue streams.

    Optelio payment cards

  • Whitepaper: The Migration to EMV Chip Technology

    The Migration to EMV Chip Technology

    EMV Implementation in the U.S.

    The Migration to EMV Chip Technology

  • Whitepaper: EMV and NFC

    EMV and NFC, Evolution and Deployment Considerations
    for the Payments Industry

    Written by Dr. Toni Merschen, Principal at Toni Merschen Consulting

    EMV and NFC, Evolution and Deployment Considerations for the Payments Industry

Related

Optelio, Clarista & Desineo

The Optelio brand includes advanced payment cards that give financial institutions the option to add on specific and enhanced card functionalities. Gemalto's innovative solution offers an extensive range of the latest card applications to entice new customers and increase customer loyalty.
The Clarista solution is our entry-level EMV card, designed for basic payment applications. It is a cost- effective offer that combines Gemalto's security expertise and card personalization.
Finally, Desineo is our offer for fully customizable payment cards built in accordance with your specifications.
Gemalto's card and payment portfolio is further enhanced by a comprehensive service offer that assists with deployment, on-site training, and customer support.