Privredna Banka Zagreb

Privredna Banka Zagreb (PBZ) is a member of Gruppo Intesa, one of the ten largest European banking groups and a leading financial group in Italy. In 2007, PBZ selected Gemalto to provide an eBanking solution based on smart cards and a small portable reader as an evolution of their existing authentication solution, based on OTP tokens.

They selected Gemalto because the proposed solution was based on open standards (specifically, MasterCard CAP and Visa DPA), because it offered enhanced security (challenge/response and transaction signatures in addition to simple OTP) and because it was convenient and easy for customers to use.

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