Online banking - it is all about trust

Online customers must trust that nobody will be able to access sensitive information or make transactions on their behalf. Passwords are not secure enough anymore. Therefore, banks need a strong authentication solution that combines :

• security to counter fraud attacks including phishing and man-in-the-middle
• convenience (or ease-of-use)
• optimized total cost of ownership for the bank

Payment cards represent the most efficient solution today for banks issuing EMV smart cards (debit/credit).

Solution

Components

• Ezio EMV Authentication Solution enables banks to authenticate their online customers and sign transactions (such as fund transfers) using the smart payment card and a small portable reader. The solution offers the best balance between security, convenience and TCO for banks deploying chip-enabled banking cards.

• Ezio Strong Authentication Server is the core software platform, providing full EMV authentication features to bank’s back-end system
• Ezio CAP readers, customizable with bank logo, colors, local currency & language(s)
• Implementation, consulting and training
• Readers packaging and fulfillment services – direct to the end-customers
• 24h/24h 7d per week helpdesk support

Key Benefits for the banks

Key Benefits for the end-users

• Reduced Transaction Costs
• More online transactions
• Reduced Fraud and associated costs
• Cut password management costs
• Deployable to 100% customer base
• Prevent from vendor lock-in (interoperability though tandard)
• Expandable to E-commerce (3D Secure) and Telephone Banking

• Peace of Mind
• Enriched online experience
• Forget about passwords!