Customer deployments and case studies


United Kingdom: Ezio solution securing nearly 3 millions Barclays online customers.
In 2007, Barclays introduced successfully a secure ebanking solution, called PINsentry to their customers. Gemalto produced a unique looking reader, customized with the bank’s visual corporate identity. In addition, Gemalto provides a full service encompassing readers manufacturing, fulfillment and distribution. To date, Gemalto shipped three million readers directly to Barclays customers. More info...

  Vietnam: Asia’s first EMV CAP solution for ebanking
Vietcom Bank, Vietnam’s largest bank, Bank for Foreign Trade, has selected Gemalto to provide authentication solution for securing online banking services. The solution uses the smart EMV banking card and Gemalto Ezio Pocket CAP reader to generate dynamic one-time-password for login and signing sensitive transactions. The entire solution is compliant with MasterCard CAP specifications and is certified as well. The OTP validation services are managed by Gemalto Ezio Strong Authentication Server, fully integrated within Vietcom Bank online banking infrastructure. Gemalto e-banking solution enables Vietcom Bank to drastically enhance the security of their online banking services. More info...

USA: An American Bank that answers its client’s needs – A success story of online banking using an innovative and user friendly OTP card
One of the world's largest financial institutions, serving more than 59 million individual consumers in more than 150 countries, decided to implement a segmented security approach.
This initiative, based on thorough analysis about online behaviors and concerns, offers customers an option for stronger authentication when logging into online banking. They are offered an Ezio DisplayCard. This security device features a screen powered by an integrated battery, circuit, and switch, all contained in an ISO-compliant card form factor that slips into a wallet for easy ready access. With this personal wallet-thin card, customers can generate, on demand, a 6-digit, one-time passcode that they will use when prompted for their Online Banking.

The Ezio Displaycard solution has been implemented in different stages by the bank. After the successful initial deployment and with an adoption rate much higher than expected, the initiative was widened to more consumers and businesses. The bank has now been quoted many times for being pioneers and successful at always proposing, to their customers, the best user friendly solution guaranteeing an unsurpassed online secure experience.


PBZ: customized ebanking security solution
Privredna Banka Zagreb is a member of Gruppo Intesa, one of the ten largest European banking groups and a leading financial group in Italy.
In 2007, PBZ selected Gemalto e-banking solution based on the smart Banking card and a small portable reader as an evolution of their existing authentication solution, based on OTP tokens.

The main drivers are:

  • Openness - Gemalto solution is based on MasterCard CAP and Visa DPA
  • Enhanced Security – Challenge/Response and Transaction Signature in addition to simple OTP
  • Convenience – solution based on the payment card and already know PIN code (no more password !)

China - ICBC: PKI tokens for security without the hassle
ICBC is the largest commercial bank in China with more than 200 million card holders and 40 million internet users. Since 2006, ICBC chose to provide its end-user with an individual and totally secure mean to access their online banking services. Gemalto e-banking solution based on USB tokens and PKI client software was selected by ICBC and deployed successfully to more than 3 million end customers. ICBC has become one of the biggest secure ebanking projects in the world with about 15 million customers equipped to date.