eBanking Solutions for Strong User Authentication and Digital Transaction Signature

Financial institutions rely on the Online Banking channel to support and expand their business operations. They are also using it to introduce new online services such as loan or insurance subscriptions that require legally binding digital signatures. In parallel, Financial Institutions are looking for state-of-the-art strong authentication solutions that drastically minimize the risk of fraudulent access to online banking accounts while offering an optimized user experience. Gemalto’s Elexia Classic and Network Identity Manager solutions provide stronger network security, enhanced identity protection for online banking services.
 

Elexia Classic is a PKI (Public Key Infrastructure)-based solution that enables financial institutions to authenticate their online customers and perform secure electronic transactions that are legally binding. The solution consists of a family of integrated PKI-enabled smart cards, USB readers, client middleware and software, and digital signature software. Leading banks, including HBOS in the U.K., Nedbank in South Africa and ICBC in China, have successfully deployed Elexia Classic to hundreds of thousands of end-users. The solutions is fully compliant with industry standards, including Common Criteria, Identrust and Microsoft.
 

Key benefits include:

• Complete & fully integrated PKI client sub-system
• Windows Vista plug-and-play
• Runs in heterogeneous computing environments
• Support for legally viable digital signature
• Can be deployed on any PKI-enabled Java card, including National ID and Smart Banking cards
   

Elexia Classic Components:

Elexia Classic Trusted PKI Smart Cards are state-of-the art, PKI-enabled Java platforms that operate with Elexia Classic Client software. Available with small, medium or large memory capacities.

Elexia Classic PC-Link Readers include transparent PC/SC card readers and the Pinpad Reader, a new Class 2 reader that features a keypad and display to add secure PIN functionality to the Elexia reader line.

Elexia Classic Client Software provides PKI services on most PCs through PKSC11 and Microsoft CAPI application programming interfaces. This software runs under Microsoft Windows 2000, XP, Vista, MacOS and Linux.

Elexia Classic eSigner is a client software application that provides extended digital signature capabilities for all major web browsers. It enables trusted, non-repudiated transactions
 

Press Releases

Feb 26 2007 | Gemalto Technology Powers Africa's First Strong Authentication Solution for 80,000 Nedbank Clients.
 

Trusted PKI Smart Card

Elexia Network Identity Manager - Mutual Authentication Solution for e-Banking

Elexia Network Identity Manager (NIM) is a cost-effective USB device that enables a mutually-trusted, secure connection for online banking customers. The NIM is an ideal solution for banks that are using EMV authentication and want to differentiate their offerings and for online banking systems that require mutual authentication using a USB token. It requires no installation or client software and can be quickly and easily adapted to existing authentication and web servers. The NIM also supports authentication to multiple business partners’ Web sites using a single device. And with Gemalto’s expertise in banking card personalization and fulfillment, the NIM can be quickly and safely issued to consumers in large scale deployments.
 

Benefits of the NIM solution include:

• Smart card-based mutual authentication
• TLS-encrypted tunnel from the end-user device to the trusted server
• Protects against phishing, man-in-the-middle, spoofing, bots, Trojans
• Standard USB form factor and intuitive user interface
• No client software to install or maintain
• Authenticate to multiple sites and transaction partners with same device
• Easily adapted to backend servers