Gemalto, a turnkey solution for banks, processors and schemes
To digitize all payment cards
Banks and other issuers are increasingly deploying multiple payment schemes for their Mobile Payment offering and can now find a single partner to manage all their digital issuance needs.
This is where Gemalto
Trusted Service Hub (TSH) comes in. We makes it easy for you to digitalize your payment means onto connected devices.
Gemalto has a unique solution that combines and manages the digitization process, from tokenization, provisioning till payment acceptance all while targeting a wide range of wallets providers to increase the reach and card usage.
Tokenization is the process that
converts cards' sensitive data into a unique digital identifier (or token) that can be deployed safely on smartphones and similar devices. The token allows payments to be processed without exposing actual account details that could potentially be compromised.
What are the benefits of Gemalto digital payment offer?
Manage every step to get virtual payment card.
Reach. Gemalto enables you to
connect all your users, via all issuers, devices, tokenization platforms and wallets available in the market
Convenience. Digitalize your cards on different wallets: on-board to the main
OEM wallet providers or launch your own
Host Card Emulation (HCE) mobile payment wallet (either as an independent application or embedded in your mobile banking application)
Single entry point. Gemalto is offering a
single gateway to connect Visa and Mastercard tokenization services, simplifying the way financial institutions can launch mobile payment services but also provide tokenization services for domestic schemes and private label cards
Multi-scheme environment: Gemalto offers the single entry point to connect to multi-schemes –not only VISA & Mastercard but also
international & domestic
schemes and also offers the possibility for
- Expertise. Benefit from Gemalto's experience in mobile payments and
excellence in operations.
Card issuers can rely on Gemalto to help them launch rapidly and massively mobile payment without having to face different security frameworks and integration's complexity, while benefiting from Visa's and MasterCard's tokenization.
How to get a digital payment card and use it via OEM Pay or Issuer
The issuers – banks, processors – will transform traditional payment into convenient, secure and rewarding mobile experiences by launching their own issuers' wallet or easily on-boarding with major wallets providers.
- Let your customers
digitize cards to benefit from digital convenience
Validation of card credentials and acceptance of T&C is all what is needed for instant card digitization
- With a simple
tap on the POS, or by scanning the generated QR code, the customer pays
Manage your own UI and customer journey
This is an example of a card enrolment flow
This is how it works: making a contactless payment in a store
fast time to market: thanks to an off-the-shelf cloud platform, pre-integrated with Visa's and MasterCard's tokenization services
easy integration: you connect once for all to our TSH and target different schemes
modular and scalable solution: making it easy and fast to add new wallets and use cases