Gemalto's Digital Banking solutions and its multi-layered security approach help banks take advantage of this
digital transformation by ensuring customer trust and regulatory compliance.
Is eBanking safe?
The answer to this - still- frequent question is a daily challenge for banks. Field-proven, robust and flexible security solutions are key for online banking implementation.
By offering frictionless and convenient
strong authentication combined with
risk management, Gemalto's eBanking solutions protect online banking customers from external attacks and guarantee an ideal balance between a user-friendly, and secure online experience.
Set the right balance for your digital transformation
As banks reduce their brick and mortar branches and move services online, they want to be able to offer customers a consistent and smooth experience, across all digital channels – and be able to comply with regulations.
Consumers too want access to their payment and eBanking services anytime and anywhere.
The key to enabling eBanking services depend on the bank's ability to adapt to changing customer expectations and set the right layered security framework with a long term approach.
Let's dig in.
Maintain customer loyalty with improved convenience
Consumers are becoming more demanding and expect instantaneity and increased mobility. Early signs of customer churn, as well as a growing inclination of consumers to do their banking with non-bank entities, are starting to show.
Banks need to implement a smooth and convenient user experience in order to maintain the customer relationship and secure customer loyalty.
Build customer confidence with optimized security
Cybercriminals target every level of the banking ecosystem, from card-skimming malware to large-scale breaches of banks' back-end systems.
To counter this threat, banks need to reinforce their eBanking security while ensuring simplicity for their customers.
Mitigate risk with banking regulatory compliance
In order for banks to meet evolving security and privacy regulations, they need to work with a trusted solution partner who can provide stability and technological innovation for the long term.
Banks need to make sure their security implementations comply with the latest regulations, such as FFIEC, MAS, PSD2, which are all pushing for Strong Authentication and Transaction Signing.
Multi-layered security from Gemalto
Gemalto's solutions allow banks to transform their digital services by allowing customers to easily and securely access online services and carry out transactions across all digital channels.
Gemalto's solutions offer banks a layered approach which allows banks to implement protections at multiple points in their online services.
By allowing banks to apply the appropriate level of security to the transaction being performed, banks can optimize security and reduce barriers for customers.
Risk-based access
Thales Gemalto IdCloud Fraud Prevention offers risk-based access that utilizes risk scoring, behavioral biometrics, and device identification.
Silent authentication and risk assessment are conducted in the background allowing customers to securely and conveniently access digital services on any device.
Only if a customer doesn't meet a defined confidence level, they will be required to provide an additional means of authentication.
How to provide banks with both security and convenience? Watch this video to find out!
Mobile authentication and biometrics
Mobile Suite secures banks' mobile financial services including mobile banking applications, mobile wallets & Payment, Online Banking, eCommerce, Card Management, P2P money transfers, and Cardless ATM to name a few.
It offers convenient multi-channel authentication across all use cases.
Mobile Suite allows banks to protect the mobile channel by adding an extra layer of security in order to implement strong authentication and transaction signature. Gemalto Mobile Suite can also be complemented with our portfolio of compact and connected bank tokens.
Gemalto is your trusted partner
Mobile Suite allows banks to secure all their digital services. From strong user authentication to transaction signing and risk management, the Gemalto products and solutions secure all types of eBanking and eCommerce use cases.
Retail Banking
The Gemalto solutions allow retail banks to find the right balance between user convenience and security across all digital channels and use cases.
Corporate Banking
Gemalto helps banks to deploy stronger and more secure solutions for corporate use cases such as dual controls or wire transfer validations to better resist to recent social engineering attacks.
eCommerce
With the Gemalto eCommerce solutions, banks are empowered to mitigate online fraud (card-not-present in particular) without having any impact on the existing payment infrastructure or on the user experience.
Gemalto does more than just provide payment products and services to financial institutions.
You can also mobilize our bank consultants and payment experts.
What use cases for you with Gemalto solutions?
Become more comfortable with a faster pace of innovation with Gemalto.
Stay with us and watch this video.
