Biometric authentication is reshaping mobile banking
Customers around the world love the simplicity of the use of fingerprints or facial biometrics for mobile apps access.
Accordingly, a lot of banks are now upgrading their mobile authentication strategy and are looking into biometrics to replace the PIN/password and even digitally sign sensitive transactions. They know they will enhance the user experience for daily banking operations.
Strong customer authentication and privacy
Gemalto Mobile Protector supports both fingerprint and face recognition with simple APIs for developers to embed this type of customer experience within their apps.
Gemalto Mobile Protector makes a wise and privacy-friendly use of biometrics: no biometric data is stored in data center or servers. It all stays within the user's mobile, in a secure manner.
Gemalto provides a turnkey optimized User Interface which allows banks to quickly start a biometric project and evaluate how to integrate within their existing user experience. Our UI can also be customized with minimal effort to ensure no disruption with the banks' design and branding.
Gemalto Mobile Protector integrates a combination of proven security mechanisms – such as code obfuscation, encryption, key protection mechanisms with appropriate key management, device binding, and root and jail breaking detection.
This solution helps to comply with requirements of the revised PSD2's Regulatory Technical Standard (RTS).
FIDO authentication framework
Gemalto Mobile Protector is also supporting FIDO protocol, an open, scalable and highly interoperable authentication framework backed up with IT giants (Google, Samsung, Microsoft, Intel..).
As part of the FIDO board member, Gemalto is bringing its past 10 years expertise in developping and deploying mobile authentication and security solutions for banks choosing FIDO as the core standard of their authentication strategy.
As part of Gemalto's versatile digital banking Suite, Gemalto Mobile Protector fits perfectly into a bank's security lifecycle. It can be accompanied by your choice of complementary products such as Gemalto Confirm Authentication Server (CAS) or FIDO server.
Everything customers do in their online bank today, they expect to do on their mobile as well. Without compromising security, this is what Gemalto Mobile Protector makes perfectly possible - with built in multi-layer mobile authentication and protection for eBanking, eCommerce and ePayment.
- Complete Multi-Factor Authentication
- One Time Password, Challenge/Response and transaction data signing
- PIN authentication with randomized secure KeyPad
- Biometric authentication with fingerprint and facial biometrics
- Device binding
- Mobile Security: Jailbreak/Root detection, Anti-debug, Anti-hooking, Advanced obfuscation
- HSM-based key protection for secure key provisioning and storage
- Easy to implement API for fast deployment
- Security audited by independent third-party and governmental agency
- Helps banks to comply with FFIEC, NIST, and PSD2 regulations